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202-870-5977 Called You?

Who Is 202-870-5977?

202-870-5977 is associated with IC System, a debt collector that has reported a collection account on your credit report.

This situation could imply two scenarios:

  1. IC System has acquired your debt from the original creditor and is now contacting you to collect it.
  2. IC System is acting as a third-party collector on behalf of another entity, receiving significant compensation for their efforts.

The most concerning aspect is the presence of a collections account on your credit report, which can damage your credit score and reduce your chances of securing credit, particularly at reasonable interest rates. This single creditor could potentially impede your ability to achieve milestones such as purchasing a home, buying a car, obtaining a business loan, securing employment, or renting an apartment.

How Can I Get 202-870-5977 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want IC System removed from your credit report now (without paying their debt) schedule a call today. When IC System is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 202-870-5977

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Have you been receiving calls from 202-870-5977 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt directly and develop a plan to manage it.

One effective strategy is to discuss a payment plan with your creditor or the collection agency, enabling you to make smaller, more manageable payments over a period of time. Alternatively, you can request a debt validation letter from the collector, which requires them to validate that the debt belongs to you.

For further assistance, consider reaching out to a credit counseling agency or a debt settlement company. They can advocate on your behalf and provide valuable guidance to navigate this challenging situation effectively.

Correcting Inaccurate Information on Your Credit Report From IC System

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If you find errors on your credit report due to inaccurate information from IC System, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact IC System directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!