314-842-6585 Called You?
- This number is from CACi. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back CACi all the while, removing this item from your credit reports. Contact us today to learn how to eliminate CACi from your credit report. The best part is you may not need to settle your debt.
Who Is 314-842-6585?
314-842-6585 is associated with CACi, a debt collection agency responsible for reporting a collection account on your credit file.
This situation typically signifies one of two scenarios:
- CACi has acquired your debt from the original creditor and is pursuing collection efforts.
- CACi is acting as a third-party agent, commissioned to collect the debt on behalf of another entity.
The consequences of having a collections account on your credit report are significant. It can negatively impact your credit score and reduce your chances of obtaining credit approval at favorable rates. This could hinder important life milestones such as purchasing a home, buying a car, securing business financing, finding employment, or renting an apartment.
How Can I Get 314-842-6585 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want CACi removed from your credit report now (without paying their debt) schedule a call today. When CACi is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 314-842-6585
Are calls from 314-842-6585 about a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt and devise a strategy to manage it.
One strategy is to discuss a repayment schedule with your creditor or collection agency, enabling you to make affordable payments over a period. Another option is to ask the collector for a debt validation letter, which obliges them to verify the debt’s ownership.
Seeking assistance from a credit counseling agency or debt settlement firm can provide further support. These professionals can advocate for you and offer guidance through this difficult process.
Correcting Inaccurate Information on Your Credit Report From CACi
If you find errors on your credit report due to inaccurate information from CACi, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact CACi directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!