402-397-8855 Called You?
- This number is from Merchants Credit Adjusters. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Merchants Credit Adjusters all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Merchants Credit Adjusters from your credit report. The best part is you may not need to settle your debt.
Who Is 402-397-8855?
402-397-8855 is registered to Merchants Credit Adjusters, a debt collection agency that has reported a collection account on your credit profile.
This situation implies two scenarios:
- They have acquired your debt from the original creditor and are now attempting to collect it directly from you.
- They are acting as agents on behalf of another company, earning a significant commission for collecting the debt even though they do not own it themselves.
The most concerning aspect is that this collection account is now reflected on your credit report. This could adversely impact your credit score, reducing your chances of obtaining credit approval, especially at reasonable interest rates. This single creditor’s action could potentially hinder your ability to achieve milestones such as purchasing a home, buying a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 402-397-8855 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Merchants Credit Adjusters removed from your credit report now (without paying their debt) schedule a call today. When Merchants Credit Adjusters is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 402-397-8855
Are you receiving calls from 402-397-8855 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and formulate a strategy to manage it.
One strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make affordable payments over a period of time. Another option is to request a debt validation letter from the collector, asking them to substantiate the debt.
Seeking advice from a credit counseling agency or a debt settlement firm could also be beneficial. They can support you in advocating your case and navigating through this difficult circumstance.
Correcting Inaccurate Information on Your Credit Report From Merchants Credit Adjusters
If you find errors on your credit report due to inaccurate information from Merchants Credit Adjusters, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Merchants Credit Adjusters directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
