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425-643-2613 Called You?

Who Is 425-643-2613?

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The number 425-643-2613 is linked to Merchants Credit Corporation. They operate as a debt collector responsible for recording a collection account on your credit report.

This scenario can be understood in two ways:

  1. They have obtained your debt from the original creditor and are now reaching out to collect it.
  2. They are acting as representatives for another company, tasked with collecting the debt on their behalf for a significant commission.

The most concerning aspect is that you now have a collections account on your credit report, negatively impacting your credit score and reducing your chances of being approved for credit, especially with reasonable interest rates. This single creditor could impede your ability to achieve various goals such as purchasing your first home, buying a car, securing a business loan, finding employment, or renting an apartment.

How Can I Get 425-643-2613 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Merchants Credit Corporation removed from your credit report now (without paying their debt) schedule a call today. When Merchants Credit Corporation is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 425-643-2613

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Are you receiving calls from 425-643-2613? These calls are related to a debt you owe. Ignoring them won’t resolve the issue, so it’s wise to address the debt and develop a plan to manage it.

One approach is to negotiate a payment arrangement with your creditor or collection agency, allowing you to make smaller, more manageable payments over time. Another option is to request a debt validation letter from the collector, compelling them to provide evidence that the debt is indeed yours.

Consider reaching out to a credit counseling agency or debt settlement company for further guidance. They can advocate on your behalf and assist you in navigating through this challenging situation.

Correcting Inaccurate Information on Your Credit Report From Merchants Credit Corporation

If you find errors on your credit report due to inaccurate information from Merchants Credit Corporation, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Merchants Credit Corporation directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!

Looking For Help With Merchants Credit Corporation?