602-286-5100 Called You?
- This number is from Portfolio Recovery Associates. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Portfolio Recovery Associates all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Portfolio Recovery Associates from your credit report. The best part is you may not need to settle your debt.
Who Is 602-286-5100?
602-286-5100 belongs to Portfolio Recovery Associates. They’re a debt collector reporting a collection account on your credit report.
This can mean two things:
- They’ve purchased your debt from the original creditor and are now calling you to collect it.
- They don’t own the debt themselves but are being paid to collect on behalf of another company for a large commission.
The worst part is that you now have a collections account on your credit report, hurting your score and lowering your chances of being approved for credit (at least with reasonable interest rates). This one creditor could get in the way of you buying your first home, buying a car, obtaining a business loan, securing employment or renting an apartment.
How Can I Get 602-286-5100 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Portfolio Recovery Associates removed from your credit report now (without paying their debt) schedule a call today. When Portfolio Recovery Associates is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 602-286-5100
Are you receiving calls from 602-286-5100? It is related to a debt you owe. Avoiding these calls won’t make the problem disappear, so it’s wise to confront the debt and create a plan to deal with it.
One approach is to negotiate a payment plan with your creditor or collection agency, allowing you to make smaller, manageable payments over time. Another option is to request a debt validation letter from the collector, requiring them to prove the debt is yours.
Consider contacting a credit counselling agency or debt settlement company for more guidance. They can advocate on your behalf and help you navigate this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Portfolio Recovery Associates
If you find errors on your credit report due to inaccurate information from Portfolio Recovery Associates, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Portfolio Recovery Associates directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
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