arrrow 1 e1712598387533

605-496-0704 Called You?

Who Is 605-496-0704?

The phone number 605-496-0704 is linked to IC System, a debt collection agency responsible for reporting a collection account on your credit report.

This situation can indicate two possibilities:

  1. They have acquired your debt from the original creditor and are now attempting to collect it from you.
  2. They are not the owners of the debt but are being compensated to collect on behalf of another entity, receiving a substantial commission for their efforts.

The most concerning aspect is the appearance of a collections account on your credit report, which can negatively impact your credit score and diminish your chances of obtaining credit, particularly with favorable interest rates. This single creditor could hinder your ability to achieve significant milestones such as purchasing a home, buying a vehicle, obtaining a business loan, securing employment, or renting accommodation.

How Can I Get 605-496-0704 to Stop Calling Me?

image 2 1 2

There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want IC System removed from your credit report now (without paying their debt) schedule a call today. When IC System is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 605-496-0704

image 2 2 2

Have you been receiving calls from 605-496-0704? They pertain to a debt you’re responsible for. Ignoring these calls won’t resolve the issue, so it’s prudent to address the debt directly and devise a strategy to manage it.

One approach is to negotiate a payment plan with your creditor or collection agency, allowing you to make incremental, manageable payments over time. Alternatively, you can request a debt validation letter from the collector, compelling them to substantiate the debt’s ownership.

You might also consider reaching out to a credit counseling agency or debt settlement firm for additional guidance. They can act as your advocates and assist you in navigating this complex situation.

Correcting Inaccurate Information on Your Credit Report From IC System

If you find errors on your credit report due to inaccurate information from IC System, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact IC System directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!