arrrow 1 e1712598387533

651-204-1321 Called You?

Who Is 651-204-1321?

image 9 4

The phone number 651-204-1321 is associated with IC System, operating as a debt collector responsible for reporting a collection account on your credit report.

This situation could suggest two potential scenarios:

  1. They have acquired your debt from the original creditor and are now contacting you to collect it.
  2. While not the direct owners of the debt, they have been contracted to collect on behalf of another entity, earning a substantial commission in the process.

The most concerning aspect is the presence of a collections account on your credit report, negatively impacting your credit score and reducing your chances of obtaining credit approval, particularly at reasonable interest rates. This sole creditor could impede your ability to achieve significant milestones such as purchasing a home, buying a car, securing a business loan, finding employment, or renting an apartment.

How Can I Get 651-204-1321 to Stop Calling Me?

image 11 1 1

There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want IC System removed from your credit report now (without paying their debt) schedule a call today. When IC System is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 651-204-1321

image 9 2 1

Have you been receiving calls from 651-204-1321? These calls are regarding a debt you owe. Ignoring them won’t resolve the issue, so it’s prudent to address the debt and develop a plan to manage it.

One strategy is to negotiate a payment plan with your creditor or collection agency, enabling you to make smaller, more manageable payments over time. Another option is to request a debt validation letter from the collector, compelling them to provide evidence that the debt is indeed yours.

Consider reaching out to a credit counseling agency or debt settlement company for further guidance. They can act as your advocate and assist you in navigating through this challenging situation.

Correcting Inaccurate Information on Your Credit Report From IC System

image 10 3 1

If you find errors on your credit report due to inaccurate information from IC System, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact IC System directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!