800-256-3818 Called You?
- This number is from Diversified Collection Services Inc.. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Diversified Collection Services Inc. all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Diversified Collection Services Inc. from your credit report. The best part is you may not need to settle your debt.
Who Is 800-256-3818?
The phone number 800-256-3818 is associated with Diversified Collection Services Inc., a debt collection agency responsible for reporting a collection account on your credit report.
This situation presents two potential scenarios:
- Diversified Collection Services Inc. has acquired your debt from the original creditor and is now contacting you to collect it.
- Diversified Collection Services Inc. does not own the debt themselves but is being compensated to collect on behalf of another company, potentially for a substantial commission.
The most concerning aspect is that now there is a collections account listed on your credit report. This can negatively impact your credit score and decrease your chances of obtaining credit approvals, particularly with reasonable interest rates. Consequently, this single creditor could impede various aspects of your financial life, such as purchasing a home, buying a car, obtaining a business loan, securing employment, or renting accommodation.
How Can I Get 800-256-3818 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Diversified Collection Services Inc. removed from your credit report now (without paying their debt) schedule a call today. When Diversified Collection Services Inc. is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 800-256-3818
Are calls from 800-256-3818 reaching you? They’re related to a debt you owe. Ignoring these calls won’t make the problem disappear, so it’s prudent to address the debt and develop a plan to handle it.
One approach is to negotiate a payment plan with your creditor or collection agency, enabling you to make smaller, manageable payments over time. Another option is to request a debt validation letter from the collector, compelling them to prove the debt’s ownership.
Consider reaching out to a credit counseling agency or debt settlement company for additional guidance. They can advocate on your behalf and assist you in navigating through this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Diversified Collection Services Inc.
If you find errors on your credit report due to inaccurate information from Diversified Collection Services Inc., you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Diversified Collection Services Inc. directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
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