arrrow 1 e1712598387533

800-405-5085 Called You?

Who Is 800-405-5085?

image 9 1 4

The phone number 800-405-5085 is associated with Lamont Hanley & Associates, a debt collection agency responsible for reporting a collection account on your credit report.

This situation could imply two scenarios:

  1. They have purchased your debt from the original creditor and are now contacting you to collect it.
  2. They do not own the debt themselves but are compensated to collect on behalf of another entity, typically for a significant commission.

The most concerning aspect is the presence of a collections account on your credit report, which can negatively impact your credit score and diminish your chances of obtaining credit, particularly with reasonable interest rates. This single creditor could hinder various financial endeavors, such as purchasing your first home, buying a car, obtaining a business loan, securing employment, or renting an apartment.

How Can I Get 800-405-5085 to Stop Calling Me?

There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Lamont Hanley & Associates removed from your credit report now (without paying their debt) schedule a call today. When Lamont Hanley & Associates is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 800-405-5085

Have you been receiving calls from 800-405-5085? These calls pertain to a debt you owe. Ignoring them won’t resolve the issue, so it’s prudent to address the debt directly and formulate a plan to resolve it.

One strategy is to negotiate a payment arrangement with your creditor or collection agency, enabling you to make smaller, more manageable payments over time. Alternatively, you can request a debt validation letter from the collector, compelling them to substantiate that the debt belongs to you.

Consider reaching out to a credit counseling agency or debt settlement firm for further guidance. They can act as your advocate and assist you in navigating this challenging situation.

Correcting Inaccurate Information on Your Credit Report From Lamont Hanley & Associates

image 3 3 3

If you find errors on your credit report due to inaccurate information from Lamont Hanley & Associates, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Lamont Hanley & Associates directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!

Looking For Help With Lamont Hanley & Associates?

arrow22