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800-466-5259 Called You?

Who Is 800-466-5259?

The number 800-466-5259 is associated with Mercantile Adjustment Bureau, a debt collection agency that has reported a collection account on your credit report.

This situation can indicate two possibilities:

  1. They have purchased your debt from the original creditor and are now attempting to collect it.
  2. They are collecting the debt on behalf of another company for a significant commission.

The most concerning aspect is that you now have a collections account on your credit report, which can negatively impact your credit score and reduce your chances of being approved for credit with reasonable interest rates. This single creditor could potentially hinder your ability to buy your first home, purchase a car, obtain a business loan, secure employment, or rent an apartment.

How Can I Get 800-466-5259 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Mercantile Adjustment Bureau removed from your credit report now (without paying their debt) schedule a call today. When Mercantile Adjustment Bureau is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 800-466-5259

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Are you receiving calls from 800-466-5259? This number is connected to a debt you owe. Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a plan to manage it.

One strategy is to negotiate a payment plan with your creditor or the collection agency, enabling you to make smaller, more manageable payments over time. Alternatively, you can request a debt validation letter from the collector, requiring them to prove that the debt is yours.

For additional assistance, consider reaching out to a credit counseling agency or debt settlement company. They can advocate for you and help you navigate this challenging situation.

Correcting Inaccurate Information on Your Credit Report From Mercantile Adjustment Bureau

If you find errors on your credit report due to inaccurate information from Mercantile Adjustment Bureau, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Mercantile Adjustment Bureau directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!

Looking For Help With Mercantile Adjustment Bureau?

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