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800-477-5451 Called You?

Who Is 800-477-5451?

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The number 800-477-5451 is affiliated with ER Solutions, a debt collection agency responsible for reporting a collection account on your credit report.

This situation may indicate two scenarios:

  1. They have acquired your debt from the original creditor and are now contacting you to collect it.
  2. They are acting as intermediaries, collecting on behalf of another entity for a substantial commission, without owning the debt themselves.

The most troubling aspect is that you now have a collections account on your credit report, which can adversely affect your credit score and diminish your chances of obtaining credit, particularly at reasonable interest rates. This single creditor could impede your ability to achieve various goals, such as buying your first home, purchasing a car, obtaining a business loan, securing employment, or renting an apartment.

How Can I Get 800-477-5451 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want ER Solutions removed from your credit report now (without paying their debt) schedule a call today. When ER Solutions is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 800-477-5451

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Have you been receiving calls from 800-477-5451? These calls are regarding a debt you owe. Ignoring them won’t resolve the issue, so it’s prudent to address the debt and formulate a plan to manage it.

One strategy is to discuss a payment arrangement with your creditor or collection agency, enabling you to make smaller, more manageable payments over time. Another option is to request a debt validation letter from the collector, compelling them to provide evidence that the debt belongs to you.

Consider reaching out to a credit counseling agency or debt settlement company for further assistance. They can act as your advocate and guide you through this challenging situation.

Correcting Inaccurate Information on Your Credit Report From ER Solutions

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If you find errors on your credit report due to inaccurate information from ER Solutions, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact ER Solutions directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!

Looking For Help With ER Solutions?

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