800-720-7281 Called You?
- This number is from Penn Credit Corporation. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Penn Credit Corporation all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Penn Credit Corporation from your credit report. The best part is you may not need to settle your debt.
Who Is 800-720-7281?
800-720-7281 is associated with Penn Credit Corporation, a debt collection agency that has reported a collection account on your credit report.
This could indicate one of two scenarios:
- They have purchased your debt from the original creditor and are now contacting you to collect it.
- They are acting as agents for another company, collecting the debt for a significant commission but not owning the debt themselves.
Unfortunately, having a collections account on your credit report can harm your credit score, reducing your chances of being approved for credit with favorable interest rates. This single creditor could potentially hinder your ability to buy your first home, purchase a car, secure a business loan, find employment, or rent an apartment.
How Can I Get 800-720-7281 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Penn Credit Corporation removed from your credit report now (without paying their debt) schedule a call today. When Penn Credit Corporation is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 800-720-7281
Are you getting calls from 800-720-7281? This number is linked to a debt you owe. Ignoring these calls won’t make the problem go away, so it’s wise to address the debt and create a plan to manage it.
One approach is to negotiate a payment plan with your creditor or the collection agency, allowing you to make smaller, manageable payments over time. Another option is to request a debt validation letter from the collector, requiring them to prove the debt is yours.
For more guidance, consider contacting a credit counseling agency or a debt settlement company. They can advocate for you and help you navigate this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Penn Credit Corporation
If you find errors on your credit report due to inaccurate information from Penn Credit Corporation, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Penn Credit Corporation directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!