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800-745-2345 Called You?

Who Is 800-745-2345?

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The phone number 800-745-2345 belongs to Progressive Financial Services, a debt collection agency. They have reported a collection account on your credit report.

This situation typically indicates one of two scenarios:

1. Progressive Financial Services has bought your debt from the original creditor and is now contacting you to collect payment.
2. They are acting as agents for another company, collecting the debt on their behalf in exchange for a significant commission.

Unfortunately, having a collections account on your credit report is detrimental. It can lower your credit score and diminish your chances of getting approved for credit, especially at favorable interest rates. This single creditor could hinder your ability to achieve milestones such as purchasing your first home, buying a car, securing a business loan, finding employment, or renting an apartment.

How Can I Get 800-745-2345 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Progressive Financial Services removed from your credit report now (without paying their debt) schedule a call today. When Progressive Financial Services is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 800-745-2345

Are you being contacted by 800-745-2345 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt and devise a plan to manage it.

One strategy is to discuss a payment arrangement with your creditor or collection agency, enabling you to make regular, affordable payments over a period. Alternatively, you can ask the collector for a debt validation letter to confirm that the debt is indeed yours.

Seeking assistance from a credit counseling agency or debt settlement firm can provide further support. They can represent you and assist in navigating through this difficult situation.

Correcting Inaccurate Information on Your Credit Report From Progressive Financial Services

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If you find errors on your credit report due to inaccurate information from Progressive Financial Services, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Progressive Financial Services directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!

Looking For Help With Progressive Financial Services?

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