800-823-2318 Called You?
- This number is from Medicredit. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Medicredit all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Medicredit from your credit report. The best part is you may not need to settle your debt.
Who Is 800-823-2318?
800-823-2318 belongs to Medicredit, a debt collection agency that has reported a collection account on your credit report.
This situation can be interpreted in two ways:
- They have acquired your debt from the original creditor and are now contacting you to recover it.
- They are not the owners of the debt but have been hired by another company to collect it, earning a significant commission.
The most concerning aspect is that a collections account has now appeared on your credit report, which can damage your credit score and reduce your chances of obtaining credit approval, especially at favorable interest rates. This single creditor could hinder your ability to achieve milestones such as purchasing your first home, buying a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 800-823-2318 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Medicredit removed from your credit report now (without paying their debt) schedule a call today. When Medicredit is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 800-823-2318
Are calls from 800-823-2318 concerning a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt and devise a strategy to manage it.
One strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make affordable payments gradually. Another approach is to request a debt validation letter from the collector, compelling them to verify the debt’s ownership.
Seek assistance from a credit counseling agency or debt settlement firm for further advice. They can support you in advocating your case and navigating through this difficult circumstance.
Correcting Inaccurate Information on Your Credit Report From Medicredit
If you find errors on your credit report due to inaccurate information from Medicredit, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Medicredit directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
