800-899-8745 Called You?
- This number is from ACB American. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back ACB American all the while, removing this item from your credit reports. Contact us today to learn how to eliminate ACB American from your credit report. The best part is you may not need to settle your debt.
Who Is 800-899-8745?
The phone number 800-899-8745 belongs to ACB American, a debt collection agency that has reported a collection account on your credit report.
This situation can signify two scenarios:
- They have acquired your debt from the original creditor and are now contacting you to collect payment.
- They are acting as agents to collect the debt on behalf of another company, earning a significant commission for their services.
The most troubling aspect is that the presence of this collections account on your credit report can negatively impact your credit score, reducing your chances of obtaining credit approval at reasonable interest rates. This single creditor could hinder your ability to achieve milestones such as purchasing a home, buying a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 800-899-8745 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want ACB American removed from your credit report now (without paying their debt) schedule a call today. When ACB American is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 800-899-8745
Are you receiving calls from 800-899-8745 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt and develop a strategy to manage it.
One strategy is to discuss a payment arrangement with your creditor or collection agency, enabling you to make gradual, affordable payments over a period of time. Another option is to request a debt validation letter from the collector, which obliges them to verify the debt’s ownership.
You may also want to consider reaching out to a credit counseling agency or debt settlement firm for additional support. These professionals can represent your interests and assist you in navigating through this challenging circumstance.
Correcting Inaccurate Information on Your Credit Report From ACB American
If you find errors on your credit report due to inaccurate information from ACB American, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact ACB American directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
