800-900-1382 Called You?
- This number is from Penn Credit Services. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Penn Credit Services all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Penn Credit Services from your credit report. The best part is you may not need to settle your debt.
Who Is 800-900-1382?
The phone number 800-900-1382 is linked to Penn Credit Services, a debt collection agency that has reported a collection account on your credit report.
There are two possible scenarios:
- They have purchased your debt from the original creditor and are now contacting you to collect the owed amount.
- They are acting as agents on behalf of another entity, receiving substantial compensation for collecting the debt, though they do not own it themselves.
The most troubling aspect is that this collection account is now reflected on your credit report, adversely affecting your credit score and diminishing your chances of obtaining credit with reasonable interest rates. This single creditor could potentially obstruct your ability to achieve important financial milestones such as purchasing a first home, buying a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 800-900-1382 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Penn Credit Services removed from your credit report now (without paying their debt) schedule a call today. When Penn Credit Services is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 800-900-1382
Have you been receiving calls from 800-900-1382 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a strategy to handle it.
One strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make smaller, more manageable payments over a period of time. Another option is to request a debt validation letter from the collector, which requires them to verify that the debt belongs to you.
Consider reaching out to a credit counseling agency or debt settlement company for further guidance. These professionals can advocate on your behalf and assist you in navigating this challenging situation effectively.
Correcting Inaccurate Information on Your Credit Report From Penn Credit Services
If you find errors on your credit report due to inaccurate information from Penn Credit Services, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Penn Credit Services directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
