800-955-7070 Called You?
- This number is from Capital One. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Capital One all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Capital One from your credit report. The best part is you may not need to settle your debt.
Who Is 800-955-7070?
The phone number 800-955-7070 is linked to Capital One, functioning as a debt collector responsible for a reported collection account on your credit record.
This situation generally indicates one of two scenarios:
1. Capital One has taken over your debt from the original creditor and is now reaching out to recover the outstanding balance.
2. Capital One is acting as a third-party collector for another entity, earning compensation based on the amount collected.
Unfortunately, having a collection account listed on your credit report can significantly impact your credit score. This may impair your ability to secure favorable credit terms, affecting potential endeavors such as home purchases, car acquisitions, business loans, employment opportunities, or apartment rentals.
How Can I Get 800-955-7070 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Capital One removed from your credit report now (without paying their debt) schedule a call today. When Capital One is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 800-955-7070
Have you been receiving calls from 800-955-7070 concerning a debt you owe? Ignoring these calls will not resolve the issue, so it is crucial to address the debt and devise a plan to manage it effectively.
One effective approach is to negotiate a payment plan with your creditor or collection agency, allowing you to gradually make affordable payments. Another option is to request a debt validation letter from the collector, requiring them to verify that the debt belongs to you.
Considering assistance from a credit counseling agency or a debt settlement firm is also advisable. They can provide expert guidance, advocate on your behalf, and support you in navigating this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Capital One
If you find errors on your credit report due to inaccurate information from Capital One, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Capital One directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
