arrrow 1 e1712598387533

800-987-4902 Called You?

Who Is 800-987-4902?

image 4 7

800-987-4902 is associated with Medco, a debt collection agency responsible for reporting a collection account on your credit report.

This situation can imply two scenarios:

1. Medco has acquired your debt from the original creditor and is now pursuing collection efforts.
2. Medco is acting as a third-party collector on behalf of another entity, receiving compensation for their services.

The consequence of this collection account is significant. It adversely impacts your credit score, reducing your chances of obtaining credit approval, particularly at favorable interest rates. This single creditor could hinder your ability to achieve milestones such as purchasing a home, buying a car, securing business loans, finding employment, or renting an apartment.

How Can I Get 800-987-4902 to Stop Calling Me?

There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Medco removed from your credit report now (without paying their debt) schedule a call today. When Medco is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 800-987-4902

image 6 5

Are you being contacted by 800-987-4902 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt and develop a strategy to manage it.

One strategy is to negotiate a payment plan with your creditor or collection agency, enabling you to make gradual payments that fit your budget. Alternatively, you can request a debt validation letter from the collector, obliging them to verify the debt’s ownership.

Seeking assistance from a credit counseling agency or debt settlement firm can provide further support and guidance. These professionals can advocate for you and assist in navigating through this challenging situation.

Correcting Inaccurate Information on Your Credit Report From Medco

image 9 2

If you find errors on your credit report due to inaccurate information from Medco, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Medco directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!