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805-637-7243 Called You?

Who Is 805-637-7243?

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The phone number 805-637-7243 is associated with T-Mobile, which is a debt collector reporting a collection account on your credit report.

This situation can indicate one of two scenarios:

  1. T-Mobile has purchased your debt from the original creditor and is now attempting to collect it.
  2. T-Mobile is collecting the debt on behalf of another company, receiving a substantial commission for their services.

Having a collections account on your credit report is particularly detrimental, as it negatively impacts your credit score and reduces your chances of obtaining credit with reasonable interest rates. This creditor’s presence could hinder your ability to purchase a home, buy a car, secure a business loan, find employment, or rent an apartment.

How Can I Get 805-637-7243 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want T-Mobile removed from your credit report now (without paying their debt) schedule a call today. When T-Mobile is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 805-637-7243

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Are you receiving calls from 805-637-7243? These calls are related to a debt you owe. Ignoring them won’t resolve the issue, so it’s important to address the debt and devise a plan to manage it.

One strategy is to negotiate a payment plan with your creditor or the collection agency, enabling you to make smaller, more manageable payments over time. Another option is to request a debt validation letter from the collector, which obligates them to provide evidence that the debt belongs to you.

For additional guidance, consider reaching out to a credit counseling agency or a debt settlement company. They can advocate on your behalf and assist you in navigating this challenging situation.

Correcting Inaccurate Information on Your Credit Report From T-Mobile

If you find errors on your credit report due to inaccurate information from T-Mobile, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact T-Mobile directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!