855-306-6998 Called You?
- This number is from Ally Financial. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Ally Financial all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Ally Financial from your credit report. The best part is you may not need to settle your debt.
Who Is 855-306-6998?
855-306-6998 is associated with Ally Financial, a debt collection agency responsible for reporting a collection account on your credit profile.
This situation implies two scenarios:
- They have acquired your debt from the original creditor and are pursuing collection efforts directly.
- They are acting as agents for another entity, tasked with collecting the debt in exchange for a significant commission.
The most concerning consequence is the presence of a collections account on your credit report, which can adversely affect your credit score and diminish your prospects of obtaining credit, particularly at favorable interest rates. This single creditor could obstruct your ability to achieve significant milestones such as purchasing a home, buying a vehicle, securing business financing, finding employment, or renting accommodations.
How Can I Get 855-306-6998 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Ally Financial removed from your credit report now (without paying their debt) schedule a call today. When Ally Financial is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 855-306-6998
Are you receiving calls from 855-306-6998 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt directly and devise a strategy to manage it.
One effective approach is to negotiate a payment plan with your creditor or collection agency, enabling you to make gradual payments that fit your budget. Alternatively, you can request a debt validation letter from the collector, which obliges them to verify the debt’s legitimacy.
For additional assistance, consider reaching out to a credit counseling agency or a debt settlement firm. These professionals can offer expert guidance, advocate on your behalf, and assist you in navigating this complex situation effectively.
Correcting Inaccurate Information on Your Credit Report From Ally Financial
If you find errors on your credit report due to inaccurate information from Ally Financial, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Ally Financial directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!