855-334-4196 Called You?
- This number is from Comenity Bank. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Comenity Bank all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Comenity Bank from your credit report. The best part is you may not need to settle your debt.
Who Is 855-334-4196?
855-334-4196 is affiliated with Comenity Bank, a debt collection agency currently reporting a collection account on your credit profile.
This situation implies two possibilities:
- They have acquired your debt from the original creditor and are contacting you to recover it.
- They are acting as agents to collect the debt on behalf of another entity, earning a significant commission in the process.
What makes matters worse is that this collection account adversely impacts your credit score, potentially reducing your chances of obtaining credit approval at favorable interest rates. This single creditor could hinder your ability to achieve milestones such as purchasing your first home, buying a car, securing business loans, finding employment, or even renting an apartment.
How Can I Get 855-334-4196 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Comenity Bank removed from your credit report now (without paying their debt) schedule a call today. When Comenity Bank is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 855-334-4196
Are you receiving calls from 855-334-4196 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt and devise a strategy to manage it.
One method is to negotiate a payment schedule with your creditor or collection agency, enabling you to make affordable payments gradually. Alternatively, you can request a debt validation letter from the collector, which obliges them to verify the debt belongs to you.
Seeking assistance from a credit counseling agency or debt settlement firm is another option for additional support. They can represent your interests and assist you in navigating this complex situation effectively.
Correcting Inaccurate Information on Your Credit Report From Comenity Bank
If you find errors on your credit report due to inaccurate information from Comenity Bank, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Comenity Bank directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!