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855-820-5189 Called You?

Who Is 855-820-5189?

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The phone number 855-820-5189 belongs to Southwest Credit Systems Inc., a debt collector reporting a collection account on your credit report.

This could mean one of two things:

  1. They have purchased your debt from the original creditor and are now trying to collect it.
  2. They are collecting the debt on behalf of another company for a substantial commission.

Unfortunately, having a collections account on your credit report can damage your credit score and lower your chances of being approved for credit with reasonable interest rates. This single creditor could hinder your ability to buy your first home, purchase a car, obtain a business loan, secure employment, or rent an apartment.

How Can I Get 855-820-5189 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Southwest Credit Systems Inc. removed from your credit report now (without paying their debt) schedule a call today. When Southwest Credit Systems Inc. is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 855-820-5189

Are you receiving calls from 855-820-5189? This is related to a debt you owe. Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a plan to handle it.

One option is to negotiate a payment plan with your creditor or the collection agency, allowing you to make smaller, more manageable payments over time. Another option is to request a debt validation letter from the collector, which requires them to prove that the debt is legitimately yours.

Consider reaching out to a credit counseling agency or debt settlement company for additional guidance. They can advocate for you and assist you in navigating through this challenging situation.

Correcting Inaccurate Information on Your Credit Report From Southwest Credit Systems Inc.

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If you find errors on your credit report due to inaccurate information from Southwest Credit Systems Inc., you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Southwest Credit Systems Inc. directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!