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865-684-2144 Called You?

Who Is 865-684-2144?

The phone number 865-684-2144 is associated with J.C. Christensen & Associates Inc., a debt collector reporting a collection account on your credit report.

This situation can imply two scenarios:

  1. They have purchased your debt from the original creditor and are now contacting you to collect it.
  2. They are acting as agents for another company, earning a significant commission to collect the debt on their behalf.

The most concerning aspect is that you now have a collections account on your credit report, which can adversely affect your credit score and reduce your chances of obtaining credit at reasonable interest rates. This particular creditor could impede your ability to achieve milestones such as purchasing your first home, buying a car, securing a business loan, finding employment, or renting an apartment.

How Can I Get 865-684-2144 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want J.C. Christensen & Associates Inc. removed from your credit report now (without paying their debt) schedule a call today. When J.C. Christensen & Associates Inc. is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 865-684-2144

Are you receiving calls from 865-684-2144? This pertains to a debt you owe. Ignoring these calls won’t resolve the issue, so it’s important to address the debt and devise a plan to manage it.

One option is to negotiate a payment plan with your creditor or the collection agency, enabling you to make smaller, more manageable payments over time. Another option is to request a debt validation letter from the collector, which requires them to validate that the debt is indeed yours.

Consider reaching out to a credit counseling agency or debt settlement company for additional guidance. They can advocate for you and assist you in navigating this challenging situation.

Correcting Inaccurate Information on Your Credit Report From J.C. Christensen & Associates Inc.

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If you find errors on your credit report due to inaccurate information from J.C. Christensen & Associates Inc., you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact J.C. Christensen & Associates Inc. directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!