866-201-0940 Called You?
- This number is from LVNV Funding. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back LVNV Funding all the while, removing this item from your credit reports. Contact us today to learn how to eliminate LVNV Funding from your credit report. The best part is you may not need to settle your debt.
Who Is 866-201-0940?
The phone number 866-201-0940 belongs to LVNV Funding, a debt collector responsible for reporting a collection account on your credit report.
This situation presents two potential scenarios:
LVNV Funding has acquired your debt from the original creditor and is now contacting you to recover it.
LVNV Funding is acting as a third-party collector, hired to pursue collection on behalf of another entity in exchange for a significant commission.
The most concerning consequence of this is the presence of a collections account on your credit report, which can negatively impact your credit score and diminish your prospects for obtaining credit at favorable terms. This single creditor could hinder your ability to achieve significant milestones such as purchasing a home, buying a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 866-201-0940 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want LVNV Funding removed from your credit report now (without paying their debt) schedule a call today. When LVNV Funding is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 866-201-0940
Are you receiving calls from 866-201-0940 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a plan to manage it.
One strategy is to discuss a payment arrangement with your creditor or collection agency, enabling you to make gradual and manageable payments over time. Alternatively, you can request a debt validation letter from the collector, which obliges them to verify the debt’s ownership.
For additional assistance, consider reaching out to a credit counseling agency or debt settlement firm. They can serve as your advocate and provide expert guidance to help you navigate this challenging situation effectively.
Correcting Inaccurate Information on Your Credit Report From LVNV Funding
If you find errors on your credit report due to inaccurate information from LVNV Funding, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact LVNV Funding directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
