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866-321-2195 Called You?

  • This number is from Phillips & Cohen Associates. They are most likely calling about an outstanding debt.
  • But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
  • Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Phillips & Cohen Associates all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Phillips & Cohen Associates from your credit report. The best part is you may not need to settle your debt.
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Who Is 866-321-2195?

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866-321-2195 is registered to Phillips & Cohen Associates, a debt collection agency responsible for reporting a collection account on your credit profile.

This situation typically implies one of two scenarios:

  1. They have acquired your debt from the original creditor and are pursuing you for repayment.
  2. They are acting as agents on behalf of another entity to collect the debt, earning a significant commission for their services.

The consequences are significant: a collections account now appears on your credit report, potentially lowering your credit score and diminishing your prospects for obtaining credit at favorable terms. This single creditor could hinder your ability to make significant purchases such as a home or car, secure business loans, find employment, or even rent an apartment.

How Can I Get 866-321-2195 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Phillips & Cohen Associates removed from your credit report now (without paying their debt) schedule a call today. When Phillips & Cohen Associates is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 866-321-2195

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Are you being contacted by 866-321-2195 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a strategy to manage it.

One strategy is to discuss a repayment plan with your creditor or collection agency, enabling you to make regular, affordable payments over a period of time. Another option is to ask the collector for a debt validation letter, which obliges them to substantiate the debt’s ownership.

Seeking advice from a credit counseling agency or a debt settlement firm can provide additional support. They can advocate on your behalf and guide you through this complex situation.

Correcting Inaccurate Information on Your Credit Report From Phillips & Cohen Associates

If you find errors on your credit report due to inaccurate information from Phillips & Cohen Associates, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Phillips & Cohen Associates directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!

Looking For Help With Phillips & Cohen Associates?

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