arrrow 1 e1712598387533

866-324-3120 Called You?

Who Is 866-324-3120?

image 5 14

The phone number 866-324-3120 is associated with IC System, a debt collection agency. They have reported a collection account on your credit report.

This situation can indicate two possibilities:

1. IC System has acquired your debt from the original creditor and is now attempting to collect it directly from you.
2. IC System is acting as a third-party collector, commissioned to collect on behalf of another company that owns the debt.

Unfortunately, having a collections account on your credit report can significantly impact your credit score. This could reduce your chances of getting approved for credit, especially at favorable interest rates. Additionally, it might hinder your ability to achieve milestones like purchasing a home, buying a car, securing business loans, finding employment, or renting an apartment.

How Can I Get 866-324-3120 to Stop Calling Me?

image 7 11

There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want IC System removed from your credit report now (without paying their debt) schedule a call today. When IC System is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 866-324-3120

Are you receiving calls from 866-324-3120 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt and devise a plan to manage it.

One strategy is to discuss a payment arrangement with your creditor or collection agency, enabling you to make affordable payments over a period. Another approach is to ask the collector for a debt validation letter, which obligates them to verify that the debt belongs to you.

Seeking assistance from a credit counseling agency or a debt settlement firm can provide further guidance. These professionals can advocate for you and assist in navigating this challenging situation.

Correcting Inaccurate Information on Your Credit Report From IC System

image 5 15

If you find errors on your credit report due to inaccurate information from IC System, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact IC System directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!