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866-839-7277 Called You?

Who Is 866-839-7277?

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866-839-7277 is associated with Mercantile Adjustment Bureau, a debt collection agency that has reported a collection account on your credit report.

This situation could imply two scenarios:

  1. They have acquired your debt from the original creditor and are now attempting to collect it directly from you.
  2. They are acting as agents to collect the debt on behalf of another company, receiving compensation for their services.

The most concerning aspect is that now you have a collections account on your credit report, adversely affecting your credit score and reducing your likelihood of obtaining credit at favorable interest rates. This creditor’s presence could potentially hinder your ability to achieve significant financial milestones such as purchasing a home, buying a car, obtaining a business loan, securing employment, or renting an apartment.

How Can I Get 866-839-7277 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Mercantile Adjustment Bureau removed from your credit report now (without paying their debt) schedule a call today. When Mercantile Adjustment Bureau is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 866-839-7277

Are you receiving calls from 866-839-7277? This indicates there is a debt associated with you. Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a plan to manage it.

One strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make smaller, more manageable payments over time. Alternatively, you can request a debt validation letter from the collector, which requires them to substantiate the debt’s legitimacy.

For additional support, consider reaching out to a credit counseling agency or a debt settlement company for more guidance. They can advocate on your behalf and provide expert assistance to help you navigate this challenging situation.

Correcting Inaccurate Information on Your Credit Report From Mercantile Adjustment Bureau

If you find errors on your credit report due to inaccurate information from Mercantile Adjustment Bureau, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Mercantile Adjustment Bureau directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!