877-803-0008 Called You?
- This number is from Portfolio Recovery Associates. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Portfolio Recovery Associates all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Portfolio Recovery Associates from your credit report. The best part is you may not need to settle your debt.
Who Is 877-803-0008?
The phone number 877-803-0008 is associated with Portfolio Recovery Associates, a debt collector that has reported a collection account on your credit report.
This situation may indicate two scenarios:
1. Portfolio Recovery Associates has acquired your debt from the original creditor and is now attempting to collect it by contacting you directly.
2. Portfolio Recovery Associates is acting as a third-party agent hired to collect the debt on behalf of another entity, likely receiving a substantial commission for their services.
The most troubling aspect is the presence of a collections account on your credit report, which can significantly impact your credit score and diminish your chances of obtaining credit approval, particularly at reasonable interest rates. This single creditor could potentially obstruct your ability to achieve significant milestones such as purchasing a home, buying a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 877-803-0008 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Portfolio Recovery Associates removed from your credit report now (without paying their debt) schedule a call today. When Portfolio Recovery Associates is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 877-803-0008
Have you been contacted by 877-803-0008 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and devise a plan to manage it effectively.
One strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make gradual and manageable payments over a period of time. Another option is to request a debt validation letter from the collector, which obligates them to verify the debt belongs to you.
Consider reaching out to a credit counseling agency or a debt settlement company for additional guidance. These professionals can advocate on your behalf and assist you in navigating through this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Portfolio Recovery Associates
If you find errors on your credit report due to inaccurate information from Portfolio Recovery Associates, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Portfolio Recovery Associates directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
