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201-891-3302 Called You?

Who Is 201-891-3302?

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201-891-3302 belongs to CACi. They’re a debt collector reporting a collection account on your credit report.

This can mean two things:

  1.  They’ve purchased your debt from the original creditor and are now calling you to collect it.  
  2. They don’t own the debt themselves but are being paid to collect on behalf of another company for a large commission.

The worst part is that you now have a collections account on your credit report, hurting your score and lowering your chances of being approved for credit (at least with reasonable interest rates).  This one creditor could get in the way of you buying your first home, buying a car, obtaining a business loan, securing employment or renting an apartment.

How Can I Get 201-891-3302 to Stop Calling Me?

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There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want CACi removed from your credit report now (without paying their debt) schedule a call today. When CACi is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 201-891-3302

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Are you receiving calls from 201-891-3302? It is related to a debt you owe. Avoiding these calls won’t make the problem disappear, so it’s wise to confront the debt and create a plan to deal with it.

One approach is to negotiate a payment plan with your creditor or collection agency, allowing you to make smaller, manageable payments over time. Another option is to request a debt validation letter from the collector, requiring them to prove the debt is yours.

Consider contacting a credit counselling agency or debt settlement company for more guidance. They can advocate on your behalf and help you navigate this challenging situation.

Correcting Inaccurate Information on Your Credit Report From CACi

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If you find errors on your credit report due to inaccurate information from CACi, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact CACi directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!