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904-425-9141 Called You?

Who Is 904-425-9141?

904-425-9141 is registered to Phillips & Cohen Associates, a debt collection agency that has reported a collection account on your credit report.

This situation could imply two scenarios:

  1. Phillips & Cohen Associates has purchased your debt from the original creditor and is now contacting you to collect payment.
  2. Phillips & Cohen Associates is acting as a third-party collector, receiving compensation to collect on behalf of another entity.

The most concerning aspect is the presence of a collections account on your credit report, which can adversely affect your credit score and diminish your chances of obtaining credit at favorable terms. This particular creditor could potentially obstruct your ability to achieve milestones such as purchasing your first home, buying a car, securing a business loan, finding employment, or renting an apartment.

How Can I Get 904-425-9141 to Stop Calling Me?

There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Phillips & Cohen Associates removed from your credit report now (without paying their debt) schedule a call today. When Phillips & Cohen Associates is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 904-425-9141

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Have you been receiving calls from 904-425-9141 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt directly and formulate a plan to manage it effectively.

One effective strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make smaller, more manageable payments over a period of time. Another option is to request a debt validation letter from the collector, which obligates them to provide evidence confirming the validity of the debt.

For further assistance and expert guidance, consider reaching out to a credit counseling agency or a debt settlement company. These professionals can advocate on your behalf and assist you in navigating through this challenging situation.

Correcting Inaccurate Information on Your Credit Report From Phillips & Cohen Associates

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If you find errors on your credit report due to inaccurate information from Phillips & Cohen Associates, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Phillips & Cohen Associates directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!

Looking For Help With Phillips & Cohen Associates?

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