972-478-7858 Called You?
- This number is from Midland Credit Management. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Midland Credit Management all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Midland Credit Management from your credit report. The best part is you may not need to settle your debt.
Who Is 972-478-7858?
972-478-7858 is associated with Midland Credit Management. They’re a debt collector that has reported a collection account on your credit report.
This situation could mean two things:
- They have purchased your debt from the original creditor and are now attempting to collect it from you.
- They do not own the debt themselves but are being compensated to collect on behalf of another company for a significant commission.
The most concerning aspect is that you now have a collections account on your credit report, which negatively impacts your credit score and reduces your chances of being approved for credit (especially at reasonable interest rates). This single creditor could obstruct your efforts to purchase your first home, buy a car, obtain a business loan, secure employment, or rent an apartment.
How Can I Get 972-478-7858 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Midland Credit Management removed from your credit report now (without paying their debt) schedule a call today. When Midland Credit Management is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 972-478-7858
Are you receiving calls from 972-478-7858? It pertains to a debt you owe. Ignoring these calls won’t resolve the issue, so it’s prudent to address the debt and devise a strategy to manage it.
One option is to discuss a payment plan with your creditor or collection agency, enabling you to make gradual, feasible payments over an extended period. Alternatively, you can request a debt validation letter from the collector, obligating them to substantiate the debt is indeed yours.
Consider seeking advice from a credit counseling agency or debt settlement firm for further assistance. They can represent your interests and assist you in navigating this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Midland Credit Management
If you find errors on your credit report due to inaccurate information from Midland Credit Management, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Midland Credit Management directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
