800-451-1791 Called You?
- This number is from Asset Acceptance. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Asset Acceptance all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Asset Acceptance from your credit report. The best part is you may not need to settle your debt.
Who Is 800-451-1791?
The number 800-451-1791 is associated with Asset Acceptance, a debt collector responsible for reporting a collection account on your credit report.
This situation could imply one of two scenarios:
- They have acquired your debt from the original creditor and are pursuing you for repayment.
- They are acting as agents to collect on behalf of another company, receiving a substantial commission for their services.
The concerning aspect is that the presence of a collections account on your credit report can significantly impact your credit score, reducing your chances of obtaining credit approval, particularly at favorable interest rates. This single creditor’s presence could obstruct your ability to make significant financial decisions such as purchasing a home, buying a vehicle, obtaining business financing, securing employment, or renting an apartment.
How Can I Get 800-451-1791 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Asset Acceptance removed from your credit report now (without paying their debt) schedule a call today. When Asset Acceptance is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 800-451-1791
Are you being contacted by 800-451-1791? These calls pertain to a debt you’re responsible for. Ignoring them won’t resolve the issue, so it’s advisable to address the debt and devise a strategy to handle it.
One strategy involves discussing a payment arrangement with either your creditor or the collection agency, enabling you to make gradual, manageable payments over time. Alternatively, you could ask the collector for a debt validation letter, which obligates them to verify the debt’s legitimacy.
Seeking assistance from a credit counseling agency or debt settlement firm could also be beneficial. They can represent your interests and offer valuable advice on navigating this complex situation.
Correcting Inaccurate Information on Your Credit Report From Asset Acceptance
If you find errors on your credit report due to inaccurate information from Asset Acceptance, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Asset Acceptance directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
