866-309-7011 Called You?
- This number is from Phillips & Cohen Associates. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Phillips & Cohen Associates all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Phillips & Cohen Associates from your credit report. The best part is you may not need to settle your debt.
Who Is 866-309-7011?
The phone number 866-309-7011 is associated with Phillips & Cohen Associates, who act as a debt collector and have reported a collection account on your credit report.
This situation indicates two possibilities:
- They have acquired your debt from the original creditor and are now contacting you to recover it.
- They are not the owners of the debt themselves but are hired to collect it on behalf of another company, earning a substantial commission.
The most concerning aspect is that this collection account now appears on your credit report, adversely affecting your credit score and diminishing your prospects for obtaining credit, especially with favorable interest rates. This single creditor could impede your ability to achieve milestones such as purchasing your first home, buying a car, securing business loans, finding employment, or renting an apartment.
How Can I Get 866-309-7011 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Phillips & Cohen Associates removed from your credit report now (without paying their debt) schedule a call today. When Phillips & Cohen Associates is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 866-309-7011
Have you been receiving calls from 866-309-7011 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt and devise a plan to manage it.
One approach is to negotiate a payment arrangement with your creditor or collection agency, allowing you to make smaller, more manageable payments over time. Another option is to request a debt validation letter from the collector, requiring them to verify that the debt is indeed yours.
Consider reaching out to a credit counseling agency or debt settlement firm for further assistance. They can represent your interests and assist you in navigating this complex situation.
Correcting Inaccurate Information on Your Credit Report From Phillips & Cohen Associates
If you find errors on your credit report due to inaccurate information from Phillips & Cohen Associates, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Phillips & Cohen Associates directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
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