877-291-8405 Called You?
- This number is from Merchants Credit Guide. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Merchants Credit Guide all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Merchants Credit Guide from your credit report. The best part is you may not need to settle your debt.
Who Is 877-291-8405?
877-291-8405 is associated with Merchants Credit Guide, a debt collection agency that has reported a collection account on your credit profile.
This situation can be understood in two ways:
- Merchants Credit Guide has acquired your debt from the original creditor and is now contacting you to collect payment.
- Merchants Credit Guide is acting as a collection agent on behalf of another entity, receiving compensation based on the amounts collected.
The most concerning aspect is that you now have a collections account on your credit report, which can negatively impact your credit score and reduce your chances of obtaining credit at reasonable interest rates. This creditor could potentially hinder your ability to achieve significant financial milestones such as buying your first home, purchasing a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 877-291-8405 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Merchants Credit Guide removed from your credit report now (without paying their debt) schedule a call today. When Merchants Credit Guide is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 877-291-8405
Have you been receiving calls from 877-291-8405 regarding a debt you owe? Ignoring these calls won’t make the issue go away, so it’s important to address the debt proactively and devise a plan to manage it.
One strategy is to discuss a payment arrangement with your creditor or collection agency, enabling you to make gradual, manageable payments over an extended period. Alternatively, you can request a debt validation letter from the collector, which obliges them to verify that the debt belongs to you.
Consider reaching out to a credit counseling agency or a debt settlement company for further assistance. They can advocate on your behalf and assist you in navigating this challenging situation effectively.
Correcting Inaccurate Information on Your Credit Report From Merchants Credit Guide
If you find errors on your credit report due to inaccurate information from Merchants Credit Guide, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Merchants Credit Guide directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
