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800-963-4194 Called You?

Who Is 800-963-4194?

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800-963-4194 is associated with State Collection Service, acting as a debt collector responsible for reporting a collection account on your credit report.

This situation presents two possible scenarios:

  1. They have purchased your debt from the original creditor and are now contacting you to collect it.
  2. They are not the direct owners of the debt but are engaged to collect on behalf of another entity, typically earning a substantial commission.

The most troubling aspect is the appearance of a collections account on your credit report, which adversely affects your credit score and diminishes your chances of obtaining credit with favorable interest rates. This single creditor could hinder significant financial endeavors such as purchasing a home, buying a car, securing a business loan, finding employment, or renting an apartment.

How Can I Get 800-963-4194 to Stop Calling Me?

There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want State Collection Service removed from your credit report now (without paying their debt) schedule a call today. When State Collection Service is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 800-963-4194

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Have you been receiving calls from 800-963-4194 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a strategy to manage it effectively.

One option is to discuss a payment plan with your creditor or collection agency, enabling you to make smaller, more manageable payments over a period of time. Another approach is to request a debt validation letter from the collector, which obliges them to substantiate that the debt belongs to you.

Consider reaching out to a credit counseling agency or debt settlement firm for additional guidance. They can advocate on your behalf and assist you in navigating through this challenging situation.

Correcting Inaccurate Information on Your Credit Report From State Collection Service

If you find errors on your credit report due to inaccurate information from State Collection Service, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact State Collection Service directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!

Looking For Help With State Collection Service?

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