402-408-3653 Called You?
- This number is from LVNV Funding. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back LVNV Funding all the while, removing this item from your credit reports. Contact us today to learn how to eliminate LVNV Funding from your credit report. The best part is you may not need to settle your debt.
Who Is 402-408-3653?
This situation can be understood in two ways:
- They have acquired your debt from the original creditor and are now attempting to collect it from you.
- They are acting as agents on behalf of another company, tasked with collecting the debt in exchange for a substantial commission.
The most concerning aspect is that you now have a collections account on your credit report, which can negatively impact your credit score and reduce your chances of obtaining credit, particularly at reasonable interest rates. This single creditor could hinder your ability to achieve milestones such as purchasing your first home, buying a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 402-408-3653 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want LVNV Funding removed from your credit report now (without paying their debt) schedule a call today. When LVNV Funding is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 402-408-3653
Have you been receiving calls from 402-408-3653 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s prudent to address the debt and formulate a plan to manage it.
One strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make affordable payments over a period of time. Alternatively, you can ask the collector for a debt validation letter, which obligates them to verify the debt’s legitimacy.
For additional assistance, consider reaching out to a credit counseling agency or debt settlement firm. They can advocate for you and provide expert guidance through this challenging situation.
Correcting Inaccurate Information on Your Credit Report From LVNV Funding
If you find errors on your credit report due to inaccurate information from LVNV Funding, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact LVNV Funding directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!