434-878-9954 Called You?
- This number is from Asset Acceptance. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Asset Acceptance all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Asset Acceptance from your credit report. The best part is you may not need to settle your debt.
Who Is 434-878-9954?
434-878-9954 is linked to Asset Acceptance, a debt collection agency. They have reported a collection account on your credit report.
This situation can be interpreted in two ways:
- They have acquired your debt from the original creditor and are now contacting you to collect it.
- They are acting as a third-party collector on behalf of another entity, receiving compensation for their collection efforts.
The most troubling aspect is that a collections account now appears on your credit report, negatively impacting your credit score and reducing your chances of obtaining credit at reasonable interest rates. This single creditor could potentially hinder your ability to achieve significant milestones such as purchasing a home, buying a car, obtaining a business loan, securing employment, or renting an apartment.
How Can I Get 434-878-9954 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Asset Acceptance removed from your credit report now (without paying their debt) schedule a call today. When Asset Acceptance is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 434-878-9954
Are you receiving calls from 434-878-9954 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a plan to manage it effectively.
One strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make gradual and manageable payments over a period of time. Alternatively, you can request a debt validation letter from the collector, which obliges them to substantiate that the debt belongs to you.
For additional assistance, consider reaching out to a credit counseling agency or debt settlement company. They can advocate on your behalf and provide valuable guidance to navigate through this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Asset Acceptance
If you find errors on your credit report due to inaccurate information from Asset Acceptance, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Asset Acceptance directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
