630-983-0770 Called You?
- This number is from Asset Acceptance. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Asset Acceptance all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Asset Acceptance from your credit report. The best part is you may not need to settle your debt.
Who Is 630-983-0770?
630-983-0770 is associated with Asset Acceptance, a debt collection agency responsible for reporting a collection account on your credit report.
This situation typically indicates one of two scenarios:
1. They have acquired your debt from the original creditor and are contacting you to collect payment.
2. They are acting as agents to collect on behalf of another company, earning a substantial commission.
Unfortunately, having a collections account on your credit report is detrimental. It can lower your credit score and diminish your chances of obtaining credit, especially at favorable interest rates. This single creditor could hinder your ability to achieve milestones such as purchasing a home, buying a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 630-983-0770 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Asset Acceptance removed from your credit report now (without paying their debt) schedule a call today. When Asset Acceptance is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 630-983-0770
Are you being contacted by 630-983-0770 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s advisable to address the debt directly and develop a strategy to manage it.
One approach is to negotiate a payment schedule with your creditor or collection agency, enabling you to make affordable payments gradually. Another option is to request a debt validation letter from the collector, which obligates them to verify the debt’s ownership.
You might also consider reaching out to a credit counseling agency or debt settlement firm for further assistance. These professionals can advocate for you and assist in navigating this complex situation.
Correcting Inaccurate Information on Your Credit Report From Asset Acceptance
If you find errors on your credit report due to inaccurate information from Asset Acceptance, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Asset Acceptance directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
