800-900-1300 Called You?
- This number is from Penn Credit Corporation. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Penn Credit Corporation all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Penn Credit Corporation from your credit report. The best part is you may not need to settle your debt.
Who Is 800-900-1300?
The number 800-900-1300 is associated with Penn Credit Corporation, a debt collection agency that has reported a collection account on your credit report.
This situation implies two possibilities:
1. They have acquired your debt from the original creditor and are now contacting you to recover it.
2. They are acting as agents for another company, tasked with collecting the debt for a significant commission.
The most concerning aspect is that this collection account has now been added to your credit report, adversely affecting your credit score. This can diminish your chances of obtaining credit approval, particularly at favorable interest rates. Consequently, this single creditor could hinder your ability to achieve milestones such as purchasing your first home, buying a car, obtaining a business loan, securing employment, or renting an apartment.
How Can I Get 800-900-1300 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Penn Credit Corporation removed from your credit report now (without paying their debt) schedule a call today. When Penn Credit Corporation is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 800-900-1300
Are you being contacted by 800-900-1300 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a strategy to manage it.
One approach is to discuss a payment plan with your creditor or collection agency, enabling you to make affordable payments over a period of time. Another option is to request a debt validation letter from the collector, which obligates them to verify that the debt belongs to you.
Seeking advice from a credit counseling agency or debt settlement firm can also be beneficial. They can represent your interests and provide valuable guidance in navigating this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Penn Credit Corporation
If you find errors on your credit report due to inaccurate information from Penn Credit Corporation, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Penn Credit Corporation directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
