516-681-1122 Called You?
- This number is from Mercantile Adjustment Bureau. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Mercantile Adjustment Bureau all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Mercantile Adjustment Bureau from your credit report. The best part is you may not need to settle your debt.
Who Is 516-681-1122?
The phone number 516-681-1122 is associated with Mercantile Adjustment Bureau, a debt collection agency that has reported a collection account on your credit report.
This situation can have two implications:
- They have purchased your debt from the original creditor and are now contacting you to collect payment.
- They are contracted to collect the debt on behalf of another company, receiving compensation based on their collection efforts.
The most concerning aspect is that this collection account negatively impacts your credit report, potentially lowering your credit score and reducing your ability to secure credit with favorable interest rates. This single creditor could obstruct significant life milestones such as purchasing a home, buying a car, obtaining a business loan, securing employment, or renting an apartment.
How Can I Get 516-681-1122 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Mercantile Adjustment Bureau removed from your credit report now (without paying their debt) schedule a call today. When Mercantile Adjustment Bureau is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 516-681-1122
Are you receiving calls from 516-681-1122? This number is connected to a debt you owe. Ignoring these calls won’t resolve the issue, so it’s important to address the debt and develop a plan to manage it.
One option is to negotiate a payment plan with your creditor or collection agency, enabling you to make smaller, more manageable payments over time. Another option is to request a debt validation letter from the collector, requiring them to verify that the debt belongs to you.
For additional assistance, consider reaching out to a credit counseling agency or a debt settlement company. They can advocate for you and provide guidance to navigate this challenging situation.
Correcting Inaccurate Information on Your Credit Report From Mercantile Adjustment Bureau
If you find errors on your credit report due to inaccurate information from Mercantile Adjustment Bureau, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Mercantile Adjustment Bureau directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
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