877-344-4002 Called You?
- This number is from LVNV Funding. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back LVNV Funding all the while, removing this item from your credit reports. Contact us today to learn how to eliminate LVNV Funding from your credit report. The best part is you may not need to settle your debt.
Who Is 877-344-4002?
877-344-4002 is associated with LVNV Funding, a debt collection agency responsible for reporting a collection account on your credit report.
This situation could imply two scenarios:
1. They have acquired your debt from the original creditor and are now contacting you to collect the outstanding balance.
2. They are acting as agents on behalf of another company, receiving compensation to pursue the debt, although they do not own it themselves.
The most concerning consequence is having a collections account on your credit report, which negatively impacts your credit score and reduces your chances of obtaining credit at reasonable interest rates. This particular creditor could potentially hinder your ability to achieve significant financial milestones such as purchasing your first home, buying a car, obtaining a business loan, securing employment, or renting an apartment.
How Can I Get 877-344-4002 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want LVNV Funding removed from your credit report now (without paying their debt) schedule a call today. When LVNV Funding is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 877-344-4002
Are you being contacted by 877-344-4002 regarding a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and devise a plan to manage it effectively.
One strategy is to discuss a payment plan with your creditor or collection agency, enabling you to make smaller, more manageable payments over a period of time. Another option is to request a debt validation letter from the collector, which requires them to substantiate that the debt belongs to you.
Consider reaching out to a credit counseling agency or debt settlement company for further assistance. They can act on your behalf and provide valuable support in navigating through this challenging situation.
Correcting Inaccurate Information on Your Credit Report From LVNV Funding
If you find errors on your credit report due to inaccurate information from LVNV Funding, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact LVNV Funding directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
