arrrow 1 e1712598387533

877-404-4490 Called You?

Who Is 877-404-4490?

image 8 20

Are you receiving calls from 877-404-4490? This number belongs to Richard J. Boudreau & Associates LLC, a debt collector reporting a collection account on your credit report.

This situation can be interpreted in two ways:

1. They’ve acquired your debt from the original creditor and are now contacting you to collect payment.
2. They’re acting as agents to collect the debt on behalf of another company, earning a commission for their services.

The most concerning aspect is that you now have a collections account on your credit report, which can negatively impact your credit score and reduce your chances of obtaining credit with reasonable interest rates. This creditor could potentially hinder your ability to achieve milestones such as purchasing your first home, buying a car, securing business loans, finding employment, or renting an apartment. It’s crucial to address this issue promptly to mitigate its impact.

How Can I Get 877-404-4490 to Stop Calling Me?

image 6 22

There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.

Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.

The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Richard J. Boudreau & Associates LLC removed from your credit report now (without paying their debt) schedule a call today. When Richard J. Boudreau & Associates LLC is removed from your report:

  •  They will stop calling you
  •  Your credit score will increase and go back to what it should be.

Dealing with Debt Collection Calls From 877-404-4490

Are you currently receiving calls from 877-404-4490? These calls are related to a debt you owe. Ignoring them won’t resolve the issue, so it’s prudent to address the debt directly and devise a strategy to manage it.

One approach is to negotiate a payment plan with your creditor or the collection agency handling the debt. This arrangement allows you to make smaller, more manageable payments over a period of time. Alternatively, you can opt to request a debt validation letter from the collector. This letter compels them to substantiate that the debt in question belongs to you.

For additional support and guidance, consider reaching out to a credit counseling agency or a debt settlement company. They can provide expert advice, advocate on your behalf, and assist you in navigating this challenging situation effectively.

Correcting Inaccurate Information on Your Credit Report From Richard J. Boudreau & Associates LLC

image 7 21

If you find errors on your credit report due to inaccurate information from Richard J. Boudreau & Associates LLC, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.

Contact Richard J. Boudreau & Associates LLC directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.

Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!