8004737994 Called You?
- This number is from Portfolio Recovery Associates. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Portfolio Recovery Associates all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Portfolio Recovery Associates from your credit report. The best part is you may not need to settle your debt.
Who Is 8004737994?
8004737994 is associated with Portfolio Recovery Associates, a debt collection agency that has reported a collection account on your credit report.
This situation suggests two possibilities:
1. They may have purchased your debt from the original creditor and are now seeking repayment from you.
2. They could be collecting on behalf of another entity, earning a significant commission.
The result is a detrimental effect on your credit score due to the collection account, which could impede your ability to obtain credit, particularly with favorable terms. Additionally, it may create challenges when applying for a mortgage, buying a car, securing business financing, finding a job, or renting a place.
How Can I Get 8004737994 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Portfolio Recovery Associates removed from your credit report now (without paying their debt) schedule a call today. When Portfolio Recovery Associates is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 8004737994
8004737994 is linked to Portfolio Recovery Associates, a debt collection agency that has reported a collection account on your credit report.
This situation indicates two possible scenarios:
1. They may have acquired your debt from the original creditor and are now pursuing repayment.
2. They might be collecting on behalf of another party, earning a considerable commission.
The presence of this collection account negatively impacts your credit score, potentially affecting your ability to secure credit, especially at favorable rates. It may also complicate applications for a mortgage, vehicle purchase, business financing, employment, or rental housing.
Correcting Inaccurate Information on Your Credit Report From Portfolio Recovery Associates
If you find errors on your credit report due to inaccurate information from Portfolio Recovery Associates, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Portfolio Recovery Associates directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
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