The number 7636891500 is linked to FirstSource Advantage, a debt collection agency that has reported a collection account on your credit profile.
This situation suggests one of two possibilities:
- They have purchased your debt from the original creditor and are now seeking repayment.
- They are collecting the debt on behalf of another company and are earning a significant commission for their efforts.
Unfortunately, a collection account on your credit report can have a severe negative impact on your credit score, which may diminish your chances of obtaining credit with favorable terms. This could obstruct your ability to achieve goals such as buying your first home, purchasing a car, securing business loans, finding employment, or renting an apartment.