8445850488 Called You?
- This number is from Bank Of America. They are most likely calling about an outstanding debt.
- But be careful. Although paying off this debt may be essential, it may not be removed from your credit reports once paid or may do further damage by paying the balance.
- Schedule a call with us today and we will give you free advice and build out a plan to help you remove them from your credit report. In some cases, our plan will result in you not having to pay back Bank Of America all the while, removing this item from your credit reports. Contact us today to learn how to eliminate Bank Of America from your credit report. The best part is you may not need to settle your debt.
Who Is 8445850488?
The phone number 8445850488 is linked to Bank of America, which is acting as a debt collector and has reported a collection account on your credit report.
This situation can be understood in two ways:
- They have acquired your debt from the original creditor and are now reaching out to collect payment.
- They are serving as agents for another company, receiving compensation to collect the debt on that company’s behalf.
The most concerning aspect is that this collection account now appears on your credit report, negatively impacting your credit score and reducing your chances of obtaining credit with favorable interest rates. This single creditor could obstruct significant financial opportunities such as buying your first home, purchasing a car, securing a business loan, finding employment, or renting an apartment.
How Can I Get 8445850488 to Stop Calling Me?
There are several ways to go about this, but the easiest one (which we highly recommend) is to contact a company specializing in dealing with debt collectors, such as GreatCreditFast.
Schedule a call with us today to speak with one of our friendly collection specialists. They’ll review your credit report with you (for free) and walk you through your best options.
The best news? We’ve helped thousands of our clients remove collection accounts from their credit reports. If you want Bank Of America removed from your credit report now (without paying their debt) schedule a call today. When Bank Of America is removed from your report:
- They will stop calling you
- Your credit score will increase and go back to what it should be.
Dealing with Debt Collection Calls From 8445850488
Are you receiving calls from 8445850488 about a debt you owe? Ignoring these calls won’t resolve the issue, so it’s important to address the debt and create a plan to manage it.
One option is to discuss a payment plan with your creditor or collection agency, allowing you to make gradual, manageable payments over time. Alternatively, you can request a debt validation letter from the collector, which requires them to verify that the debt is yours.
Consider reaching out to a credit counseling agency or debt settlement company for additional guidance. They can advocate for you and offer valuable support in navigating this challenging situation effectively.
Correcting Inaccurate Information on Your Credit Report From Bank Of America
If you find errors on your credit report due to inaccurate information from Bank Of America, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully review it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Bank Of America directly to inform them of the errors and provide any necessary paperwork supporting your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus, which will investigate the issue and remove any inaccurate information from your report.
Ensuring that your credit report reflects an accurate history is essential for maintaining a good credit score, so don’t hesitate to take action as soon as possible!
